Terms and Conditions

Last Updated: 12/19/2025

Welcome to the website of INCOME NAVIGATORS LLC (“Income Navigators,” “we,” “our,” or “us”). These Terms and Conditions govern your use of our website and services.

By using this website, you agree to be bound by these terms. If you do not agree, do not use the site.

1. Use of Website

You may use this site only for lawful purposes. You agree not to:

Engage in fraudulent, abusive, or unlawful activity
Attempt unauthorized access to data or systems
Introduce malware, spam, or scraping tools
Violate the rights of any third party

2. Intellectual Property

All content—including text, branding, graphics, and media—is owned or licensed by INCOME NAVIGATORS LLC. You may not reproduce or distribute content without our written permission.

3. No Professional Advice

All content is for educational and informational purposes only. It does not constitute business, financial, or legal advice.

You are solely responsible for decisions made based on our content or services. We recommend consulting with a qualified lawyer or advisor for your specific situation.

4. Limitation of Liability

To the fullest extent permitted by law:

We are not liable for any indirect, incidental, or consequential damages
We make no warranties about the accuracy or usefulness of site content
Use of our site is at your own risk

5. Indemnity

You agree to indemnify and hold harmless INCOME NAVIGATORS LLC from any claims, damages, or legal fees resulting from your misuse of the site or breach of these terms.

6. Changes to Terms

We reserve the right to update these Terms at any time. Continued use of the site means you accept the updated Terms.

7. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Wyoming, without regard to conflicts of law.

8. Arbitration & Class Action Waiver

Any disputes will be resolved through binding arbitration in Wyoming. You agree to waive any right to a class action lawsuit or jury trial.

9. Contact Us

Email: [email protected]
Entity: INCOME NAVIGATORS LLC (a Wyoming company)